Florida Health Insurance
Get a Quote »Our agency provide Florida health insurance in the individual, family, and small business group marketplace. We offer affordable plans from the leading carriers such as Aetna, Anthem Blue Cross Blue Shield, Assurant, United Healthcare – Golden Rule, and others.
We serve all of FL including Jacksonville, Miami, Tampa, Orlando, and beyond. We offer several affordable plans for you to choose from.
Permanent, Short Term, and Student Plans
You might find yourself without health coverage for many different reasons. Maybe you are in-between jobs, starting a small business, self employed, a student, or looking for alternatives to COBRA.
We provide permanent, short term, student plans, and health savings accounts. By using our direct online links, you can purchase coverage quickly and easily with or without our assistance.
Federal law prohibits discounting, so you will not find a cheaper price anywhere else on the Internet.
Florida Maternity Insurance
We offer several health insurance plans that include maternity coverage. Our most popular plan has a three month waiting period to conceive and a maternity specific deductible. If desired, coverage can also include a small copay for dr’s office visits. It is important to note that if you are already pregnant, no insurance company will underwrite you. Thus, it is wise to plan ahead if you wish to purchase this rider. Pregnancy coverage cannot be purchased on its own and must be combined with a major medical plan of your choice.
Business, Employer, and Group Insurance
We work with the leading carriers to provide employer based group health insurance for businesses of all sizes. We can also assist with ancillary benefits such as dental, vision, and life. Aetna, Anthem, and United Healthcare are all popular choices as well as some regional insurers. We will require a group census in order to provide accurate quotes.
Newly formed business groups will need each employee to answer a few health questions while existing groups may need to provide additional claims information. Importantly, no employee can be denied coverage due to poor health. Insurers can adjust premiums however based on the age of the group and their individual health history. You can request a group quote here.
Nationwide Networks
Our carriers have agreements with many Florida doctors and health care facilities. This way you will have many choices when it comes to your health care needs. If you have a particular doctor you would like to keep, we can help you find a plan with that provider in their network. Staying “in network” will provide the best negotiated prices for services. Additionally, if you are travelling outside of FL, then many carriers offer a nationwide network.
HSA Plans - Health Savings Accounts
Health savings accounts coupled with a high deductible health plan are a popular alternative to traditional coverage in FL. Funds deposited into HSA’s are tax deductible, grow tax deferred, and when withdrawn for a qualified medical expense are tax free. The accumulated funds always belong to the insured, not the insurance company.
Typically, HSA’s are less expensive than traditional plans. Consumers who opt to purchase qualified health insurance plans will pay for incidental expenses out of their health savings account. Funds can be used to meet the deductible, cover a prescriptions, or for a doctors visit. Once the deductible has been reached, then the insurance policy would provide these benefits.
