Dental and Vision Insurance
Only a few select health insurance providers offer comprehensive dental and/or vision insurance riders to their policies. Often, an individual or family health plan will only include a discount card for these services.
We offer three different plans from Security Life/Prime Star Dental for consumers looking for more comprehensive dental insurance with an optional vision rider. You can choose from three tiers depending on the level of coverage you desire. Prime Star offers a Premier Plan, Select Plan and Secure Plan. The Premier Plan affords the most coverage.
Traditional Insurance Plans - All Ages
- Use Any Dentist of Your Choice
- Up to $2000 a Year Maximum Benefit
- No Enrollment Fee
- Most Services Require No Waiting Periods
- Optional Vision Coverage Available
- Three Plans to Choose From
Senior Dental Insurance - Ages 60+
- Use Any Dentist of Your Choice
- Up to $2000 a Year Maximum Benefit
- No Enrollment Fee
- 100% Preventive Coverage Option
- Most Services Require No Waiting Periods
- Two Plans to Choose From
Eligibility, Deductibles and Waiting Periods
Individuals 18 years of age or older and their dependents are eligible for coverage. Senior citizens may also apply for coverage.
Routine preventive services (cleanings), basic services (fillings), major services (such as oral surgery/crowns) and orthodontic services will be covered ─ depending on the plan selected.* An optional rider allows you to increase your maximum annual benefits for a monthly fee. In addition, an optional vision rider will provide 85% coverage for vision exams and 50% benefits for lenses and frames. Contact lenses are covered 50% if purchased in lieu of glasses.
(The following is a simple outline of coverage. Please refer to the Prime Star form GH-1112-38060 for a full explanation of benefits.)
*Waiting periods and deductibles will apply to certain services and some major services are covered to a predetermined percentage.
