Losing COBRA Subsidy for Health Insurance

December 18, 2009 · Health Insurance
Get a Quote »As of the writing of this article, there is still no decision from Washington as to whether the COBRA health insurance subsidy will be extended for those who lost jobs or were laid off. There is talk that Congress might extend the subsidy for ...

Assured Life Medicare Supplements in Ohio and Arizona

December 14, 2009 · Medicare Supplements
Get a Quote »It is quite common for new carriers to enter the Medicare supplement marketplace every year.  One of the newest entrants is Assured Life.  They are a Woodmen of the World subsidiary which is a fraternal life organization best known for life insurance coverage.  ...

2010 Medicare Open Enrollment

November 17, 2009 · Medicare Supplements
Get a Quote »Medicare open enrollment for 2010 begins on November 15th and lasts through December 31st.  This is a period of time that occurs each year and allows Medicare beneficiaries to make changes to their existing coverages.  There is some confusion about this window ...

Qualified and Non Qualified Annuity Accounts Explained

September 30, 2009 · Retirement Planning, Annuities
Get a Quote »Regardless of the type of annuity account you own (fixed, indexed, immediate, or variable) it will fall into one of two categories; qualified or non qualified.  This is to say that an annuity cannot be both qualified and non qualified.  It is one or ...

Why Do I Need Life Insurance Anyway?

September 18, 2009 · Life Insurance, Retirement Planning
Get a Quote »September is life insurance awareness month, thus we will do our part to discuss the overall benefits of these products.  When compared to other financial instruments, life contracts have several unique and attractive attributes.  Policies will come in many shapes and sizes with ...

Who Offers the Best Health Insurance Coverage in Ohio?

September 9, 2009 · Health Insurance
Get a Quote »As an insurance professional in Ohio, I am asked this question quite a bit from prospective clients.  The simple answer is - it depends.  It depends on what your definition of "best" is.  Do you mean most affordable, largest network, greatest ...

TPAC Ordered Into Liquidation

August 25, 2009 · Health Insurance
Get a Quote »The Ohio Department of Insurance was granted by the Franklin County Court of Common Pleas its request to place Physicians Assurance Corporation into liquidation.  The ODI will take possession of the insurer's assets under the guidance and supervision of ...

What is Guaranteed Income for Life?

Get a Quote »As the overall markets have swooned and once plush retirement accounts have been reduced in kind, you might be interested in a guaranteed lifetime stream of income. Commercials are more prevalent and many financial firms are now advertising the merits of this simple concept.  But ...

Employer Health Insurance Mandates - Fees, Fines and Penalties

Get a Quote »In an overall effort to insure more Americans, "pay or play" mandates appear to be a part of the Obama administrations health care reform efforts.  While this legislation is still in its infancy, it is moving quickly as Congress attempts to ...

Whole Life or Term Life Insurance?

Life QuotesLife insurance shoppers want to know:  What is the difference between whole and term life insurance and what type of policy should they purchase?  The answer is usually simple depending on the life needs circumstances. Listed below are life insurance explanations as well as recommendations for purchasing a life policy, ...