Index Annuity with the Highest Returns

May 20, 2010 · Annuities
Get a Quote »As an annuity agent, I am often asked which insurance company offers an indexed annuity with the best returns.  And that is not an easy question to answer.  There are dozens of companies offering several fixed ...

Indexed Annuity Returns Over 15%

May 6, 2010 · Annuities
Get a Quote »Indexed annuity accounts credit interest based on the performance of chosen stock and bond market indexes, however they are not variable in nature and have no direct market exposure.  This simply means that when the market goes down, there is no risk of losing ...

Plan F Medicare Supplement

April 30, 2010 · Medicare Supplements
Quotes »With the adoption of the Medicare modernized plans in June, Plan F will now be the most comprehensive plan available for purchase.  The modernized version of Plan F differs very little from the former standardized plan that was available with effective dates up to May ...

Medicare Supplement Price Increases

April 23, 2010 · Medicare Supplements
Get a Quote »Medicare supplement premiums are usually locked in during the first year of the policy.  After year one, you may find that the insurance company has increased your monthly rate substantially from the base rate. Many carriers are enacting price increases of ten percent or more year over year and ...

Insurance Policies That Lower Your Income Tax Obligations

Request Assistance »It's April 15th and while many have already filed their tax returns some are still scrambling to get their documents in on time.  Thus, it is an appropriate time of the year to talk about different ways to reduce your income taxes. If you wish ...

Medicare Supplement Plans M and N

April 8, 2010 · Medicare Supplements
Get a Quote »Medicare supplement insurance Plans M and N will be available for purchase with effective dates of June 1, 2010 and beyond.  These two new plans offer attractive coverage for those willing to exchange lower monthly premiums for higher out of pocket expenses. Both M and N ...

Health Care Reform - Insuring Children with Preexisting Conditions

March 31, 2010 · Health Care Reform
Get a Quote »One of the first components of the health care bill to take effect is the requirement that insurance companies provide coverage for children under age 19 who have preexisting conditions. The change is slated to take place in September of 2010 and is designed to prevent ...

Easy Term Life Insurance

March 30, 2010 · Life Insurance
Get a Quote »If you are interested in term life insurance without the hassle of medical underwriting, a physical, blood-work and/or delays - there are policies available for you.  Many companies now offer non-med term policies; also known as simplified issue term life insurance. These policies are ...

Family Life Medicare Supplements

March 23, 2010 · Medicare Supplements
Get a Quote »Family Life Insurance Company offers affordable Medicare supplement insurance in several states.  They are a subsidiary of the Manhattan Insurance Group and were founded in 1949.  Plans offered are A, B, C, D, F and G for those applying pre and post June 2010. Their plans ...

Indexed Annuity Accounts - The Role of Spreads, Caps, and Participation Rates

March 12, 2010 · Annuities
Get a Quote »If you are considering investing in a fixed indexed annuity, you should become familiar with a few terms.  Almost all indexed annuities have internal moving parts referred to as spreads, caps, and participation rates.  The fluctuations of these moving parts can significantly affect your annuity's rate of return ...