Whole Life or Term Life Insurance?
Life insurance shoppers want to know: What is the difference between whole and term life insurance and what type of policy should they purchase?
The answer to these two questions is below as well as recommendations for tax avoidance and estate planning.
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Whole Life Insurance
Whole life ...
Health Care Reform and the Government
Behind closed doors members of Congress are hammering out plans to change the shape of the current health care system. Details are still somewhat scarce, but House and Senate member are determined to have a bill put together by the middle of the summer and actual reform by year end. ...
Easy Health Insurance Quotes
Online shoppers want to know where the best websites offering instant health insurance quotes from several well rated carriers can be found. In response to consumer demand, we have developed an insurance agency that operates in two worlds; the real and the virtual. Shoppers can explore plans with or without our help, ...
Ohio Partnership Long Term Care Insurance Coverage
In an attempt to encourage consumers to purchase long term care insurance (LTCi), Ohio recently passed legislation making available partnership policies. Several insurance companies offer these plans, but not all LTCi policies are partnership qualified. By owning a qualified plan, the insured can be eligible for Medicaid benefits through the ...
The 403(b) Account - Transfers, Rollovers, Taxes, and Insurance
A 403(b) account is also known as a Tax Sheltered Annuity or TSA. These accounts can take many forms, but most typically are setup as a fixed annuity. Teachers, employees of non-profits, and certain ministers can contribute during their working years should their employer offer this retirement option. Other investment options might include ...
Issues with Health Care Reform - Cost, Taxes and Job Loss
Health care reform is coming and possibly soon. President Obama promised changes to the health care system during his run to office and has quickly taken measures to deliver on those promises. While several questions remain as to what these changes might entail, he has pledged to insure more Americans ...
Why You Should Use an Agent to Purchase Health Insurance
We work with prospective clients all across the country who need to purchase health insurance. Oftentimes, the client wishes to know why they should use a health insurance agent to complete the transaction. In other words, why shouldn't they just buy direct from the company? There are several reasons to use ...
United HealthCare Vision Insurance
There is good news for those who want a stand alone vision insurance plan or one that can be coupled with dental coverage. United HealthOne, through their subsidiary Golden Rule, has rolled out a new vision plan for 2009. Coverage is available for individuals and families from over 24,000 providers. ...
Assurant Life Health Insurance
Assurant Life is a nationwide health insurance provider in the individual, family and group marketplace. They are best known for their consumer health coverage. Assurant offers several health packages to choose from with varying benefits, deductibles, and coinsurance options.
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Plan Descriptions
Benefits offered ...
Retired Delphi Employee Health Insurance Options
A bankruptcy judge recently approved Delphi Corporation's reorganization and subsequent request to terminate life and health insurance benefits to many of its retired employees. Benefits could be lost as soon as April 1st for the affected retirees. Former salaried employees will need to explore all available options in order to maintain ...