Annuity Proceeds: Beneficiary Designation, Probate and Passing
Get a Quote »Unfortunately, there is quite a bit of misinformation that has spread about annuity investment contracts. What is not clear is whether these untruths are intentional or a general lack of knowledge, but it is beyond time to set the record straight.
One of the biggest concerns potential annuity investors have is what happens to ...
Certificate of Deposit vs. Fixed Annuity
Get a Quote »If you are in need of a safe and insured investment providing reliable interest for a desired number of years, you should consider both a fixed annuity account and a bank certificate of deposit.
Both offer pros and cons depending on what features are most important to you now and ...
Current Annuity Interest Rates
QuotesFederal Reserve recently lowered key interest rates in order to battle the current credit crisis. This is not good news for bank investors who have relied on certificates of deposit and money market savings accounts to save and/or generate income. When inflation is factored in, most bank instruments returns are at historical ...
Income Annuity Accounts Explained
QuotesConsumers who need a guaranteed, stable monthly or yearly income will establish an immediate annuity account. Also know as an annuitization or an income annuity, these accounts provide a systematic payment for a specified period of time to the owner and the named beneficiaries. The payments will consist ...
Index Annuity with the Highest Returns
Get a Quote »As an annuity agent, I am often asked which insurance company offers an indexed annuity with the best returns. And that is not an easy question to answer. There are dozens of companies offering several fixed ...
Long Term Care Examples - Traditional and Hybrid
Traditional Long Term Care
Until recently, Ohio consumers had few choices when it came to long term care insurance (LTCi). Traditional policies, which provided a certain amount of selected coverage, were the norm. Policies could be designed to cover care expenses for a few ...
Insurance Policies That Lower Your Income Tax Obligations
Request Assistance »It's April 15th and while many have already filed their tax returns some are still scrambling to get their documents in on time. Thus, it is an appropriate time of the year to talk about different ways to reduce your income taxes.
If you wish ...
Wealth Transfer Using Life Insurance
Wealth transfer and asset protection are important topics for many baby boomers and seniors. Consumers want to learn efficient ways to maximize the distribution of assets to their spouses, younger generations and favorite charities. A will and/or a trust can assign assets to beneficiaries, however these estate-planning tools are not ...
Whole Life or Term Life Insurance?
Life QuotesLife insurance shoppers want to know: What is the difference between whole and term life insurance and what type of policy should they purchase? The answer is usually simple depending on the life needs circumstances.
Listed below are life insurance explanations as well as recommendations for purchasing a life policy, ...
The Boom Market Goes Bust
The S&P 500 - January’s first trading day in 2007: 1268.80
Many investors entered 2007 with positive expectations for the year ahead. In fact, a substantial number of large cap companies reported double digit income growth in the first quarter of the year. Pundits immediately chimed in with rosy prophecies of ...
