http://www.ohioinsureplan.com/index.php Health Insurance, Medicare Supplements, Life Insurance, Annuity Quotes, Long Term Care and Asset Protection Fri, 12 Mar 2010 21:40:40 +0000 http://backend.userland.com/rss092 en Get a Quote »If you are considering investing in a fixed indexed annuity, you should become familiar with a few terms.  Almost all indexed annuities have internal moving parts referred to as spreads, caps, and participation rates.  The fluctuations of these moving parts can significantly affect your annuity's rate of return now and in the ... http://www.ohioinsureplan.com/index.php/1379/indexed-annuity-accounts-the-role-of-spreads-caps-and-participation-rates/ Get a Quote »You may wish to exchange your old annuity or life insurance policy for a new one for any number of reasons. Section 1035 of the I.R.S tax code allows you to do so without incurring any taxable gains. The gains from your old policy can be transferred to ... http://www.ohioinsureplan.com/index.php/1359/understanding-the-1035-tax-free-annuity-and-life-insurance-exchange/ Get a Quote »The recent passing and implementation of the Medicare Modernization Act created permanent changes to the Medicare supplement plans insurance companies can offer after June 1, 2010. Plans A, B, C, D, F, G, K and L offer nearly the same benefits as before with Plan F now being the most ... http://www.ohioinsureplan.com/index.php/1063/new-medicare-supplement-plans-and-changes-in-june-2010/ Get a Quote »As debate heats up about the rising cost of individual and family health insurance around the country, many carriers are looking at ways to reduce premiums for existing and future insureds.  Anthem Blue Cross Blue Shield recently introduced new coverage options with new benefit designs in order to ... http://www.ohioinsureplan.com/index.php/1288/new-anthem-health-insurance-plans/ Get a Quote »If you are in need of a safe and insured investment that will guarantee interest  for a desired number of years, you should consider both a fixed annuity account and a bank certificate of deposit. Both offer pros and cons depending on what features are most important to you now and going ... http://www.ohioinsureplan.com/index.php/1229/certificate-of-deposit-vs-fixed-annuity/ Get a Quote »Ohio is one of the few states that accesses a state inheritance tax on its residents at passing.  This tax is in addition to any Federal estate taxes that might be due and is enforced once an estate reaches countable assets of $338,333. It is not uncommon for estates ... http://www.ohioinsureplan.com/index.php/1195/how-to-avoid-and-reduce-inheritance-taxes-in-ohio/ Get a Quote »Whether you manage a small or large number of employees, it can be a painstaking and time consuming process to obtain group health insurance quotes in Ohio.  If you have a new business or are shopping for better rates on your existing plan, correctly filling out applications ... http://www.ohioinsureplan.com/index.php/1169/ohio-group-health-insurance-application/ Get a Quote »As of late December 2009, American Community and the Ohio Department of Insurance entered into an agreement to suspend both individual and group business in all of Ohio.  American Community will no longer accept new health insurance applications, but will continue to provide benefits for their in-force ... http://www.ohioinsureplan.com/index.php/1157/american-community-insurance-in-ohio/ With a new year comes new limits from Congress on the amounts you can deposit into your health savings account.  Contributions can be written off against your gross income and withdrawn tax free for qualified medical expenses. Minimum Plan Deductible Maximum Plan Out of Pocket 2010 Contribution Limit Age 55 and Over Add Single $1,200 $5,950 $3,050 $1,000 Family $2,400 $11,900 $6,150 $1,000 Single and Family Contribution Amounts Individuals owning a ... http://www.ohioinsureplan.com/index.php/1132/2010-health-savings-account-contribution-limits/ Get a Quote »In a landscape of national health insurance companies, Medical Mutual is considered to be more of a regional insurance player.  While they have branched out to other states in the last few years, they are best known in Ohio as an individual, family and group health insurance ... http://www.ohioinsureplan.com/index.php/1119/medical-mutual-of-ohio/