http://www.ohioinsureplan.com/index.php Health Insurance, Medicare Supplements, Annuity Accounts and Asset Protection Mon, 12 May 2008 17:20:39 +0000 http://backend.userland.com/rss092 en Obtaining small group health insurance coverage for business owners in Ohio can be a daunting task.  It is important to work with an independent agency licensed with several carriers.  A reputable agency will allow business owner to compare several plans from competing companies.  It also allows for easy transitions should ... http://www.ohioinsureplan.com/index.php/110/ohio-small-business-health-insurance/ Seniors considering purchasing a Medicare supplement policy can be overwhelmed by the substantial choices available to them.  There are traditional plan A through J, Medicare advantage plans as well as prescription part D coverage to consider.  This article will examine the differences between traditional Medigap issue age and attained age ... http://www.ohioinsureplan.com/index.php/109/medicare-supplement-quotes-issue-age-vs-attained-age-policies/ The Medicare open enrollment period is a six month window including the three months prior to and the three months following a consumer’s 65th birthday.  It is advantageous for most seniors to consider purchasing a Medicare supplement plan during this six month period of time.    Most importantly, an applicant cannot ... http://www.ohioinsureplan.com/index.php/108/medicare-open-enrollment-window/ Recent significant stock market declines and portfolio volatility have many investors inquiring, once again, about the safety of annuity accounts.  Consumers will ask, “Are they safe from a recession?  Do they maintain value when the market goes down?  Can I lock in my gains?”  The answer is, yes.  Investing in ... http://www.ohioinsureplan.com/index.php/105/safe-investments-in-volatile-markets/ Upon turning 65 many seniors will enroll in Medicare and purchase a Medicare supplement plan.  Between Medicare and supplemental coverage, most seniors will have reliable health insurance.  However, there is still one unfilled gap in these two plans.  Medicare and supplemental coverage do not provide dental insurance coverage for seniors.  ... http://www.ohioinsureplan.com/index.php/102/senior-dental-insurance-for-medicare-consumers/ Health insurance premiums will rise year over year for most Ohio businesses.  In some cases, rate increases will be well above 10%.  Fortunately for business owners, the group health insurance market is a competitive industry.  There are several insurance companies willing to undercut their competitors in order to enroll new ... http://www.ohioinsureplan.com/index.php/101/ohio-group-health-insurance-quotes/ Health Savings Account deductibles have increased for consumers who own or intend to purchase a HSA compatible health insurance policy.  A Single or individual policy owner may contribute up to $2,900 this year while a  family policy holder can contribute up to $5,800.  Click here to learn more about HSA plans.    The ... http://www.ohioinsureplan.com/index.php/100/2008-health-savings-account-contribution-amounts/ Medigap Plan F and Plan J are usually the most requested plans by senior consumers.  Their popularity can be explained by the fact that these two plans cover more of the coverage gaps left behind by Medicare.  Most supplemental insurance carriers offer Plan F, but Plan J can be harder ... http://www.ohioinsureplan.com/index.php/99/most-popular-medicare-supplement-plans/ It's that time of year again.  A time when you make resolutions to improve your life in the new year.  Maybe you will join a fitness center and get in better shape or vow to eat better and lose those holiday pounds.  However, an integral part of a healthier lifestyle in 2008 should include obtaining ... http://www.ohioinsureplan.com/index.php/98/health-insurance-coverage-in-2008/ Recent market volatility resulting in portfolio declines has once again lead to a demand for safe and secure investments.  With so many investment options available to them, many conservative minded consumers are unsure where to find accounts that guarantee principal, investment growth and a lifetime of income.  We can assist ... http://www.ohioinsureplan.com/index.php/97/online-annuity-presentations-and-explanations/