What is Guaranteed Income for Life?
Get a Quote »As the overall markets have swooned and once plush retirement accounts have been reduced in kind, you might be interested in a guaranteed lifetime stream of income.
Commercials are more prevalent and many financial firms are now advertising the merits of this simple concept. But ...
Current Annuity Interest Rates
QuotesFederal Reserve recently lowered key interest rates in order to battle the current credit crisis. This is not good news for bank investors who have relied on certificates of deposit and money market savings accounts to save and/or generate income. When inflation is factored in, most bank instruments returns are at historical ...
Two Online Annuity Presentations
Annuity QuotesRecent market volatility resulting in portfolio declines has once again lead to a demand for safe, insured investments. With so many investment options available, many conservative minded consumers want accounts that guarantee principal, investment growth and/or lifetime income. We assist retirees who are in search of a safe place ...
Long Term Care Examples - Traditional and Hybrid
Traditional Long Term Care
Until recently, Ohio consumers had few choices when it came to long term care insurance (LTCi). Traditional policies, which provided a certain amount of selected coverage, were the norm. Policies could be designed to cover care expenses for a few ...
Annuities and the Economy
The Federal Reserve recently paused in voting for further rate increases as inflation appears to be moderating and revised economic growth is slowing. Whether this is a temporary lull or conversely that the U.S. economy is heading for a soft landing is yet to be determined. There appear to be ...
Annuity interest rates
Yesterday, the FOMC raised the overnight lending rate between banks another quarter point to 5.25%. While their initial statements seemed less hawkish - and the overall markets rallied in response - it is worth mentioning that inflationary pressures still exist to some degree on the US economy. It appears that ...
Long Term Care Annuity
The newest addition to the hybrid marketplace is the long term care annuity. This product functions exactly like a fixed annuity, but has a long term care multiplier built into the policy. There is no premium rider attached to this medically underwritten annuity policy. Instead, a portion of the internal ...
Medicaid Planning
Currently there is much debate in the insurance world about products which can help those looking to qualify for Medicaid. Recently, a life insurance product has been designed to help those wanting to protect assets and still be eligible for governement assistance. We will be discussing this innovative policy, shortly, on ...
