Insurance Policies That Lower Your Income Tax Obligations

Request Assistance »It's April 15th and while many have already filed their tax returns some are still scrambling to get their documents in on time.  Thus, it is an appropriate time of the year to talk about different ways to reduce your income taxes. If you wish ...

Easy Term Life Insurance

March 30, 2010 · Life Insurance
Get a Quote »If you are interested in term life insurance without the hassle of medical underwriting, a physical, blood-work and/or delays - there are policies available for you.  Many companies now offer non-med term policies; also known as simplified issue term life insurance. These policies are ...

Understanding The 1035 Tax Free Annuity and Life Insurance Exchange

March 2, 2010 · Life Insurance, Annuities
Get a Quote »You may wish to exchange your old annuity or life insurance policy for a new one for any number of reasons. Section 1035 of the I.R.S tax code allows you to do so without incurring any taxable gains. The gains from your old policy ...

How to Avoid and Reduce Inheritance Taxes in Ohio

January 29, 2010 · Life Insurance, Retirement Planning
Get a Quote »Ohio is one of the few states that accesses a state inheritance tax on its residents at passing.  This tax is in addition to any Federal estate taxes that might be due and is enforced once an estate reaches countable assets of $338,333. It ...

Why Do I Need Life Insurance Anyway?

September 18, 2009 · Life Insurance, Retirement Planning
Get a Quote »September is life insurance awareness month, thus we will do our part to discuss the overall benefits of these products.  When compared to other financial instruments, life contracts have several unique and attractive attributes.  Policies will come in many shapes and sizes with ...

Whole Life or Term Life Insurance?

Life QuotesLife insurance shoppers want to know:  What is the difference between whole and term life insurance and what type of policy should they purchase?  The answer is usually simple depending on the life needs circumstances. Listed below are life insurance explanations as well as recommendations for purchasing a life policy, ...