Avoiding Medicare Late Enrollment Penalties And Delays
Get a Quote »If you are in the workforce beyond age 65 and covered by your employer's group health insurance coverage, it is important to be aware of your Medicare insurance options. There are a few common penalties (both monetary and temporal) that you might face should ...
2012 Medicare Part A and B Deductible Amount Increases and Decreases
Get a Quote »It's almost a new year which means changes to the Medicare Part A and B deductible amounts for 2012 are here. The Part A deductible is increasing by a nominal amount, but the Part B deductible is decreasing.
You read that correctly, the Part B ...
Using An Annuity Policy To Pay For Long Term Care Insurance
Get a Quote »The Pension Protection Act of 2006 became law in January of 2010. The new law offers several provisions to incentivize the purchase of long term care insurance coverage.
One significant component of the new law allows you to use what would ...
Annuity Income Rider Examples
Get a Quote »Planning for retirement income is an often overlooked but necessary piece of any financial plan. Some retirees rely on stocks and bonds, others opt for annuity accounts, and many use a mixture of both in order to diversify their assets.
Annuities ...
Understanding Joint, Linked And Shared Long Term Care Insurance Coverage
Get a Quote »There are significant differences between joint and linked long term care insurance policies. One type allows for couples to share a policy while the other allows a husband or wife to tap into the benefits of their spouse's policy.
There are ...
Retiree Health Insurance Options
Upon retirement, you may lose the group health insurance coverage offered from your employer. In some cases, the insurance can be extended for a short period of time, but in most others it may discontinue altogether or become too expensive to maintain.
The dividing line for most retirees is age 65. ...
Is An Annuity A Good Or Bad Investment?
Compared to what? Is an annuity a good investment if you had invested the majority of your dollars with Bernie Madoff or Alan Stanford? How about if you invested in Countrywide, General Motors, Lehman Brothers, Enron, WorldCom Inc, Citi Group, Fannie Mae or Feddie Mac? Or maybe ...
The Highest Annuity Bonus Accounts
Get a Quote »We receive several requests from fixed and indexed annuity shoppers about which insurance companies offer the best premium bonuses on first year and subsequent yearly deposits.
Interest rates and bonus amounts are constantly changing, so it is best to contact us for current yields and ...
Is An IRA Annuity A Good Investment?
Get a Quote »Conservative investors looking to protect a portion of their individual retirement account will often consider an annuity as a means to establish predictable growth and reliable income now or in the future.
IRA annuity investments provide steady growth and are ideally suited for ...
Paying for Long Term Care Expenses - Medicare, Medicaid and Medicare Supplement Insurance Benefits
Request Assistance »There are some common misconceptions concerning who is responsible for long term care expenses. Oftentimes consumers erroneously believe that government run Medicare and private supplemental insurance will pay the costs associated with extended care. Unfortunately, this is not the case.
Medicare, when combined ...
