Health Insurance Vanishing Deductible

Get a Quote »Vanishing deductible benefits are not for car insurance policies only.  Health insurance providers are also offering policies with a deductible that decreases over time when the chosen limit has not been reached by the insured(s). This is being done in an effort to make ...

Using A Secondary Payer To Lower Group Health Insurance Premiums

Get a Quote »Rising group health insurance rates are one of the most significant expenses facing businesses and groups of all sizes.  Premiums can increase year over year by 10% or more as insurance carriers struggle with rising medical costs and new benefit  requirements. Companies and ...

Health Savings Accounts and Qualified Medical Expenses

Get a Quote »You might purchase a health insurance policy that can be coupled with a health savings account simply to obtain lower monthly premiums.   In exchange for covering more of the incidental expenses out of pocket with a HSA qualified plan, you can ...

Health Savings Account Enhancements

In an attempt to make health insurance and health savings accounts more attractive to consumers and businesses, Congress has revised HSA legislation in 2007. The new laws make HSA's for individuals, families and businesses more beneficial which may likely increase the popularity of these plans. The intended result may be that ...

Affordable Health Insurance Coverage

The most common question I  am asked  as an insurance broker is: Who has the most affordable insurance plans? My stock answer is: What benefits are you looking for? To which the customer might reply: I want the best benefits I can purchase at an affordable price. We live in a ...

The Need for Medical Insurance

As the race for Governor heats up in Ohio, there is some tough talk from both camps on the need to get Ohioans insured. In our mind, it is doubtful that health insurance will become mandatory or that our state government will subsidize plans anytime soon, but opening a dialogue ...