Using An Annuity Policy To Pay For Long Term Care Insurance
Get a Quote »The Pension Protection Act of 2006 became law in January of 2010. The new law offers several provisions incentivizing the purchase of long term care insurance coverage.
One significant component of the new law allows you to use what ...
Annuity Income Rider Examples
Get a Quote »Planning for retirement income is an often overlooked but necessary piece of any financial plan. Some retirees rely on stocks and bonds, others opt for annuity accounts, and many use a mixture of both in order to diversify their assets.
Annuities ...
Is An Annuity A Good Or Bad Investment?
Compared to what? Is an annuity a good investment if you had invested the majority of your dollars with Bernie Madoff or Alan Stanford? How about if you invested in Countrywide, General Motors, Lehman Brothers, Enron, WorldCom Inc, Citi Group, Fannie Mae or Feddie Mac? Or maybe ...
The Highest Annuity Bonus Accounts
Get a Quote »We receive several requests from fixed and indexed annuity shoppers about which insurance companies offer the best premium bonuses on first year and subsequent yearly deposits.
Interest rates and bonus amounts are constantly changing, so it is best to contact us for ...
Is An IRA Annuity A Good Investment?
Get a Quote »Conservative investors looking to protect a portion of their individual retirement account will often consider an annuity as a means to establish predictable growth and reliable income now or in the future.
IRA annuity investments provide steady growth and are ideally suited for ...
Annuity Surrender Charges and Penalties
Get a Quote »Let's face it, sometimes annuities get a bad rap in the investment world and perhaps a bit of that is deserved. In fairness, those who are talking down these accounts are usually trying to sell some other financial product.
However, the bottom line ...
Variable Annuity Pitfalls
Get a Quote »There are three types of deferred annuities for investors to choose from in order of least risk: fixed, fixed-indexed, and variable. Variable accounts are the most risky as they are directly tied to the ups and downs of the overall stock ...
Annuity Proceeds: Beneficiary Designation, Probate and Passing
Get a Quote »Unfortunately, there is quite a bit of misinformation that has spread about annuity investment contracts. What is not clear is whether these untruths are intentional or a general lack of knowledge, but it is beyond time to set the record straight.
One of ...
Index Annuity with the Highest Returns
Get a Quote »As an annuity agent, I am often asked which insurance company offers an indexed annuity with the best returns. And that is not an easy question to answer. There are dozens of companies ...
Indexed Annuity Returns Over 15%
Get a Quote »Indexed annuity accounts credit interest based on the performance of chosen stock and bond market indexes, however they are not variable in nature and have no direct market exposure. This simply means that when the market goes down, there is ...
