When to Purchase an Annuity Policy - Now!
There are certain economic cycles that occur every few years which drive up the interest rates in fixed annuity accounts. We are in one of those cycles now. Savvy investors can lock in very high annuity rates (yields/returns) that did not exist only a year ago. Contact us for the best annuity ...
Aetna Health Insurance
Aetna is a leading carrier in the group health insurance marketplace, but more recently expanded into the individual and family markets. They offer a wide array of plans including traditional coverage, first dollar PPO plans, high deductible health savings accounts, and hospital care only policies.
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Current Annuity Interest Rates
The Federal Reserve recently lowered key interest rates in order to battle the current credit crisis. This is not good news for bank investors who have relied on certificates of deposit and money market savings accounts to save and/or generate income. When inflation is factored in, most bank instruments returns are at historical lows. ...
When to Purchase Medicare Supplement Insurance
There are several events that guarantee a consumer’s right to purchase Medicare supplement coverage. It is important for seniors to take advantage of these periods or they may no longer qualify medically for enrollment. Listed below are several occurrences that allow for guaranteed eligibility into a ...
Investment Safety
The most recent market turmoil has many conservative investors second guessing their investment decisions. Those near or in retirement have witnessed significant losses to their IRA, 401(k) and 403(b) retirement accounts. When the market crash of 2000 is factored in, many retirees have experienced an overall loss in their net ...
Health Care Reform in 2008
The final presidential debate of 2008 highlighted the stark differences between the two candidates health care plans. In a nutshell, Senator McCain favors tax cuts, choice and portability while Senator Obama is looking for an increase in corporate and government responsibility. Either way, it may be years before any significant ...
G.M. Retirees Health Insurance Options
In an effort to reduce costs, General Motors Corporation is canceling health insurance coverage for many retirees. The changes will be effective January 1, 2008 for former employees. The good news for G.M. retirees over the age of 65 is that they will be in a ...
Ohio Dental Insurance
Recently, United Healthcare and their subsidiary Golden Rule launched two new dental products in Ohio. They are both competitively priced and offer similar benefits to the insured.
Consumers should choose the Dental Value plan if their current dentist is in network or if they are willing to change to an in network dentist. The Dental Premier ...
Health Insurance with Prescription Drug Coverage
Finding a suitable health insurance plan can be difficult for many consumers. However, obtaining reliable medical insurance with adequate prescription coverage requires even more due diligence. The problem lies in the fact that consumers taking several prescriptions are likely to have preexisting conditions or poor health. Poor health and/or several ...
Income Annuity Accounts Explained
Consumers who need a guaranteed, stable monthly or yearly income will establish an immediate annuity account. Also know as an annuitization or an income annuity, these accounts provide a systematic payment for a specified period of time to the owner and the named beneficiaries. The payments ...
