Compare Fixed Annuity Interest Rates

We offer fixed annuity rates, quotes and illustrations from several carriers. With our independent agency, you can compare current interest rates and invest direct in annuities with the best yields and returns. View our most popular tax-deferred and income generating annuity accounts below.

Current Multi-Year Fixed Annuity Rates & Yields (MYGA)

Insurance Company Annuity Term Annual Yield Deposit Amount Quote Request
Atlantic Coast Life 10 Years 3.42% $5K Request Info
Midland Life 9 Years 3.20% $200K Request Info
Midland Life 8 Years 3.05% $200K Request Info
Sentinel Life 7 Years 3.25% $5K Request Info
Atlantic Coast Life 6 Years 3.35% $5K Request Info
Atlantic Coast Life 5 Years 3.23% $5K Request Info
Oxford Life 4 Years 2.40% $5K Request Info
Oxford Life 3 Years 2.00% $5K Request Info
Employees Life 2 Years 1.75% $5k Request Info
Employees Life 1 Year 1.50% $5k Request Info

*Atlantic Coast Life is offering one of our best 5 year annuity rates at 3.23%.

Employees Life Insurance Company Annuity Quotes

Term Annual Yield Minimum $ Information
10 Years 3.20% $5K Request Information
7 Years 3.00% $5K Request Information
5 Years 2.65% $5k Request Information
3 Years 2.00% 5K Request Information
2 Years 1.75% $5K Request Information
1 Year 1.50% $5K Request Information

(Annuity interest rates can vary between states and are subject to change pending company announcement. We update our fixed rates on a regular basis.)

Fixed Interest Annuity Accounts Vs. Floating Rate Annuities

Compare Fixed Annuity RatesFixed annuities come in two forms – MYGA (multi-year guaranteed annuity) and floating rate accounts. MYGA’s are the most popular and the most common.

With multi-year accounts, your rate is locked in for the duration that you choose. The rate is guaranteed by the insurance company and will neither increase or decrease over the selected term.

Less common are floating rate fixed annuity accounts. Interest rates can fluctuate each year and may increase or decrease depending on the economic environment. All policies will include a floor (minimum interest rate) that cannot be breached. Floating rate annuities can be advantageous in an increasing interest rate cycle. Multi-year annuity accounts have been more popular with our clients as they provide more certainty and guarantees.

First Year Fixed Annuity Premium Bonuses

Fixed annuity bonuses vary depending on the term of the annuity and are more common when overall rates are high. Most fixed annuity bonuses will be credited on all deposits in the first year only. The remaining years will be locked in at their declared rate whether it’s floating or fixed. Premium bonuses will often decrease the rate of return in future years.

Some indexed annuities will provide premium bonuses on all deposits in the first five years, but that is not a common practice with traditional fixed accounts. Indexed annuities are more popular with investors who want their gains tied to market performance without the downside risk.

Guaranteed Monthly Income & Tax-Deferred Accounts

Our clients invest in annuities for many reasons – certainly safety is one of the primary factors. These investments also create guaranteed systematic income streams and tax-deferral, but not both at the same time. We help those needing immediate income as well as those wanting to defer their gains.

Currently we offer fixed, immediate, indexed, structured sale, and structured settlement annuity rates and quotes from the leading insurance companies. We are constantly licensing with new carriers to offer our clients the best fixed rate of return on their investments.

AIG, Allianz Life, Allstate, American Equity, American General, Bankers Life, Delaware Life, Equitrust, Employees Life, Genworth, Great American, Guggenheim Life and Annuity Company, ING USA, Jackson National Life, John Hancock, MetLife, Midland National, Minnesota Life, Mutual of Omaha, National Western, North American, New York Life, Oxford Life, Protective Life Corporation, Prudential, Sagicor, Sentinel Life and Transamerica are some of the many carriers we use to offer fixed annuity quotes.

*Annuity interest rates are subject to change. We will update rate changes as soon as we are notified by the insurance company. Not all annuity accounts are available in all states. It is best to speak with one of our licensed insurance agents to learn more about what is available in your area.

*Multi-year fixed annuities provide a guaranteed interest rate for the selected number of years, but the rates are not guaranteed beyond that term and are only as safe as the carrier offering the plan. In most states, annuity accounts are insured up to $250,000.