Short Term Health Insurance Quotes
Individuals and families in Ohio may need short term health insurance coverage for a number or reasons. Maybe you are between jobs, laid off, a recent college graduate, waiting for employer coverage to begin, a seasonal employee or looking for a lower cost alternative to COBRA. (Get an Instant Short Term Health Quote)
We can help. There are several companies offering short term plans available for purchase and most can be purchased for a maximum of 6 months. After 6 months you would need to purchase new coverage, but you would also need to once again prove that your are insurable.
Purchase Short Term Health Insurance Direct
We offer coverage direct from several different providers. Anthem Blue Cross and Blue Shield, Assurant Life, Medical Mutual and United Healthcare – Golden Rule all offer short term medical policies for individual and family units. There is no cost to use our agency, so the plans are very affordable for those who simply need health coverage for a known, short amount of time.
Short term plans can be paid for on a month-to-month basis and cancelled at anytime should other health insurance become available. Any unused premiums will be returned to you if your cancel your coverage during the middle of a payment cycle.
Medical Benefits and Insurance Options in Ohio
All plans are designed somewhat differently. You will receive the best prices on services if you use a network doctor or hospital however. Some plans include prescription drug coverage while others do not. Still others will offer a small doctors office copay for routine services, but not all provide this benefit.
The bottom line is that if you are not sure how long you will need coverage it is best to purchase a permanent plan and pay for it on a month-to-month basis. Permanent insurance plans can be cancelled at anytime, and just like short term plans, any unused premiums are completely refundable.
Request Quotes and Assistance
With plenty of choices and benefits, Ohio residents looking for short term health insurance can find a plan that fits their needs using our independent agency.
You can request a quote and agent assistance here:
