Maternity Coverage Waiting Periods

Get a Quote »Our agency receives several inquiries regarding health insurance including maternity coverage with a short waiting period. Our clients usually want their coverage to begin quickly and need to know which insurance company offers the shortest waiting period for pregnancy.

UPDATE January 1, 2014: All Carriers Now Offer Maternity Coverage. If pregnant, coverage must be purchased in the yearly open enrollment windows – otherwise applicants can be declined.

Click on the insurance company logos/links below to view quotes!

United Healthcare – Golden Rule

View United Health Care CoverageView UHC Quotes Here »

  • Affordable Monthly Rates
  • Short Term Insurance
  • Health Savings Accounts
  • Dental and Vision Coverage
  • Large Nationwide Network

Anthem Blue Cross Blue Shield in OH

View Anthem Health Insurance QuotesOH Anthem BCBS Quotes »

  • Healthcare Compliant
  • Popular Maternity Plans
  • Health Savings Accounts
  • Dental & Vision Plans
  • Gold, Silver & Bronze

Medical Mutual Health Insurance

View Medical Mutual of Ohio Health Insurance QuotesMedical Mutual Quotes »

  • Large Ohio Network
  • Health Savings Accounts
  • Farmers Bureau Coverage
  • Stand Alone Dental & Vision
  • ACA Compliant Insurance

Aetna Health Insurance Quotes

View Aetna Health Insurance OptionsView Aetna Quotes Here »

  • Preventive Care Options
  • Health Savings Accounts
  • Nationwide Networks
  • Add-On Dental Coverage
  • Value and Comprehensive Plans

Humana Health Insurance Plans

View Humana Insurance QuotesHumana Insurance Quotes »

  • Coverage In Cincinnati Area
  • Health Savings Accounts
  • Individual & Family Plans
  • Stand Alone Dental Coverage
  • Stand Alone Vision Insurance

Assurant Health Insurance Coverage

View Assurant Health Medical PlansView Assurant Quotes »

  • Large Aetna Network
  • Ancillary Benefits
  • Dental Insurance Options
  • Health Savings Accounts
  • Nationwide Health Insurance

Understanding Maternity Insurance Waiting Periods

In summary, all carriers are now offering medical insurance that includes maternity coverage. There are no waiting periods for insurance to be begin, but coverage must be purchased during the open enrollment windows.

In other words, if you became pregnant in July, then you would need to wait until the fall (Oct-Dec) to purchase coverage for a January 1 effective date of the next year.

Contact Us For Assistance

If you are unsure of your options when it comes to maternity insurance, please contact us. A lot has changed with the implementation of the Affordable Care Act. We can help you understand the rules, regulations and timelines so that you can enroll in the health insurance coverage that best suits your needs and budget.

Contact us for personal service today!

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