Medical Mutual of Ohio
Get a Quote »In a landscape of national health insurance companies, Medical Mutual is considered to be more of a regional insurance player. While they have branched out to other states in the last few years, they are best known in Ohio as an individual, family and group health insurance provider. In business since 1934, they offer products at no additional cost through independent brokers as well as through direct to consumer channels.
Medical Mutual offers competitively priced health insurance policies in many areas, but they are very popular with both individuals and employers based in northern Ohio. In this area, they have agreements with a vast array of doctors and hospitals that can best serve their members and their families.
COSE and Ohio Farm Bureau Insurance Plans
Medical Mutual is partnered with COSE (Council of Small Enterprises) to offer plans tailored to their small group members. COSE is the small business offshoot of the Greater Cleveland Growth Association and has been working with Medical Mutual for over 30 years to provide benefits for its members. Affiliated businesses should ask their broker about COSE specific plans and prices.
Medical Mutual is also partnered with the Ohio Farm Bureau to offer expanded insurance coverage to its individual and family members. Affordable premiums, improved health, and overall wellness are just some of the goals for the over 200,000 plus members. Farm Bureau affiliated individuals and families should be sure to mention their membership to any broker when requesting quotes. There are online portals specifically designed for OFB quoting purposes.
Popular and Affordable Ohio Health Carrier
In northern Ohio, Medical Mutual is oftentimes more competitively priced than their competition - companies such as Aetna, Anthem and United Healthcare. Individual and group consumers can enjoy reasonably priced plans as well as an extensive network of health care providers. This is not necessarily true in all parts of Ohio so it may be best to view their network options with a broker before enrolling.
Like all reputable providers, Medical Mutual provides online enrollment for individual and families. Employer groups will need to enroll using traditional paperwork provided by their broker, but they can manage their group online once enrollment has been completed.
Group, Family, and Individual Benefits
In the group market place, benefits such as traditional health insurance, health savings accounts, flexible spending accounts, dental, vision, life, and disability are all offered. In this way, they can be the sole provider of benefits to both small and large groups alike. There are several plan designs and deductibles to choose from in order to tailor the coverage to the employer’s needs.
Individual and families will also have several benefits options to choose from including; traditional health insurance, health savings accounts, prescription drug coverage and dental and vision plans. Medicare beneficiaries can choose from Medicare supplement plans, Medicare Advantage coverage and stand alone prescription Part D coverage.
In summary, those who are in need of health insurance quotes in Ohio should consider Medical Mutual. By speaking with an appointed broker, consumers can learn about plans that might be suitable for their situation. If you would like to learn more about Medical Mutual and other Ohio health insurance providers, contact us today to request more information.